Loan Information, Consolidation, and Calculators

Will Just A Small Personal Loan Do The Trick?

Written By: admin - Feb• 12•13

Small Personal Loans Can Come In Handy

If a small personal loan is all you need to cure your current financial stress, there are several different options available to you.

Fast cash!

Some people like the convenience of a simple payday advance loan. This type money is fairly easy to get, even if you have bad credit. You simply provide proof of income like a pay stub, completed tax return, or 1099 form, and the lender will grant you money that is equivalent to a certain percentage of your next expected paycheck.

Other options

Other people opt to just go to the bank or credit union to secure the funding they need. One thing to note about bank loans is that they are generally harder to get than a payday advance. You may also find that a credit union has a slightly better interest rate as well.

Be careful

One thing to watch out for when looking to get the cash you need at a bank or other lending institution is that some may have minimum amounts you’ll need to borrow. For instance, if you only needed $1,000, you may try to get approved at a your local finance office only to find out that the minimum amount for such a note is $2,500. This is a potential hazard. Always do your homework when searching for the proper solution.

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